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Yes Bank BYOC Credit Cards

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Welcome Benefits :- â€‹N/A

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Rewards & Benefits :- 

Movie & Dining

N/A

 

Rewards Rate

1% cash back or 8 Reward Points on every retail spend of Rs. 200 (choose between rewards/cashback).

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Reward Redemption

The Reward Points can be redeemed against various options via the YesRewardz portal where 1 Reward Point = up to Re. 0.25

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Travel 

Complimentary airport lounge access every quarter.

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Domestic Lounge Access

1 complimentary domestic lounge access every quarter.

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International Lounge Access

N/A

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Fees & Charges :- 

Spend-Based Waiver

NA

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Rewards Redemption Fee

Nil

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Foreign Currency Markup

3.49% on all foreign currency spends.

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Interest Rates

3.49% per month

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Fuel Surcharge

1% fuel surcharge waiver for fuel transactions between Rs. 400 and Rs. 5,000.

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Cash Advance Charges

2.5% of the transaction amount (subject to a minimum charge of Rs. 300)

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Product Details :- 

  • A fully customizable credit card.

  • Cardholders have an option to choose either cashback or rewards.

  • You get 1% cash back or 8 Reward Points on every spend of Rs. 200.

  • You can choose a cashback plan to earn accelerated cash back on the merchants of your choice.

  • Complimentary airport lounge access.

  • Complimentary rounds of golf every month.

  • 1% fuel surcharge waiver on all fuel transactions.

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  • Joining Fee             Rs. 49 +GST (Monthly)

  • Renewal Fee           Rs. 49 +GST (Monthly)

  • Best Suited For       Online Shopping

  • Reward Type           Reward Points

  • Welcome Benefits   N/A

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