Yes Bank BYOC Credit Cards
Welcome Benefits :- ​N/A
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Rewards & Benefits :-
Movie & Dining
N/A
Rewards Rate
1% cash back or 8 Reward Points on every retail spend of Rs. 200 (choose between rewards/cashback).
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Reward Redemption
The Reward Points can be redeemed against various options via the YesRewardz portal where 1 Reward Point = up to Re. 0.25
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Travel
Complimentary airport lounge access every quarter.
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Domestic Lounge Access
1 complimentary domestic lounge access every quarter.
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International Lounge Access
N/A
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Fees & Charges :-
Spend-Based Waiver
NA
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Rewards Redemption Fee
Nil
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Foreign Currency Markup
3.49% on all foreign currency spends.
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Interest Rates
3.49% per month
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Fuel Surcharge
1% fuel surcharge waiver for fuel transactions between Rs. 400 and Rs. 5,000.
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Cash Advance Charges
2.5% of the transaction amount (subject to a minimum charge of Rs. 300)
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Product Details :-
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A fully customizable credit card.
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Cardholders have an option to choose either cashback or rewards.
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You get 1% cash back or 8 Reward Points on every spend of Rs. 200.
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You can choose a cashback plan to earn accelerated cash back on the merchants of your choice.
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Complimentary airport lounge access.
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Complimentary rounds of golf every month.
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1% fuel surcharge waiver on all fuel transactions.
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Joining Fee Rs. 49 +GST (Monthly)
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Renewal Fee Rs. 49 +GST (Monthly)
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Best Suited For Online Shopping
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Reward Type Reward Points
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Welcome Benefits N/A