Welcome Benefits :- ​

• Wavier of joining fee on spending Rs. 5,000 or more within 30 days of receiving the credit card.

• Waiver of renewal fee on spending Rs. 50,000 or more in an anniversary year.

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Rewards & Benefits :- 

Movie & Dining

N/A​

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Rewards Rate

For Online Spends of Rs. 200, You Get 8 Reward Points and for Offline Spends you Would Get 4 RPs. Also, Earn 2 Reward Points on Select Categories

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Reward Redemption

The reward points can be redeemed against a variety of products and vouchers available on the website.

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Travel 

N/A

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Domestic Lounge Access

N/A

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International Lounge Access

N/A

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Fees & Charges :- 

Spend-Based Waiver

NA

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Rewards Redemption Fee

Rs. 100 on every redemption request.

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Foreign Currency Markup

2.75% of the transaction amount

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Interest Rates

3.8% per month

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Fuel Surcharge

1% fuel surcharge is waived off across all fuel stations in India.

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Cash Advance Charges

2.5% of the transaction amount (subject to a minimum charge of Rs. 300)

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Product Details :- 

• For every Rs. 200 spent on online purchases, you will get 8 Reward Points.

• 4 Reward Points on every Rs. 200 spent offline.

• 2 Reward Points per Rs. 200 spent on select categories like rent, insurance, etc.

• On each registration on YES PayNow, you will get 500 Reward Points.

• Accelerated Reward Points on selected purchases done through YES Cart.

• Spend-based waiver of joining and renewal fee.

• You can avail of great offers on dining, shopping, travel, wellness, etc.

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Pros/Cons :-

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Pros

• Low joining fee of Rs. 399.

• Waiver of joining and renewal fees on reaching milestone benefits.

Cons

• No international or domestic lounge access is provided with this card.

• You won’t get any movie benefits along with this card.