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SBI Titan Credit Cards

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Welcome Benefits :- N/A

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Rewards & Benefits :- 

Movie & Dining

N/A

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Rewards Rate

Redeem for a Wide Range of Titan Vouchers

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Reward Redemption

N/A

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Travel 

N/A

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Domestic Lounge Access

8 Visits in a Year (Max 2 Each Quarter)

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International Lounge Access

4 Visits in a Year (Max 2 Each Quarter)

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Fees & Charges :- 

Spend-Based Waiver

On Spends of ₹3 Lakh

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Rewards Redemption Fee

N/A

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Foreign Currency Markup

3.5% + GST

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Interest Rates

3.6% per month (45% annually)

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Fuel Surcharge

1% Waiver on Fuel Transactions Up to ₹3,000

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Cash Advance Charges

2.5% or a Minimum of Rs. 500

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Product Details :- 

  • This credit card is exclusively designed for Titan brands.

  • You can earn 7.5% cashback on 8 Titan brands.

  • All non-Titan expenditures shall get 6 Reward Points per ₹100 spent.

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Pros/Cons :-

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Pros

  • This card is ideal for individuals with high net worth as it offers savings at the premium Titan brand and also provides milestone benefits.

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Cons

  • For a card with an annual charge of ₹3,000, this card offers no dining or movie benefits. It is mainly focused on Titan purchases.

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  • Joining Fee             Rs. 2999 +GST

  • Renewal Fee           Rs. 2999 +GST

  • Best Suited For       Shopping 

  • Reward Type           Reward Points

  • Welcome Benefits   12000 Reward Points (Worth ₹3,000)

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