Cards

5X Reward Points (10 Reward Points) on dining and movie spendsGet up to 25% discount on dining bills at partner restaurants (only with AmEx variant)

10 Reward Points for every spend of Rs. 100 on groceries, dining, movie and departmental store, 2 RPs for every Rs. 100 spent on all other retail.

Redeem reward points on Sbicard.com for gift vouchers or for settling the card's statement balance.1 RP = Rs. 0.25

Travel

N/A

Domestic Lounge Access

8 complimentary domestic airport lounge visits per annum (max visits 2 per quarter)

International Lounge Access

4 complimentary international airport lounge access every year with Priority Pass Membership (2 per quarter)

Fees & Charges :-

Renewal fee is waived off if a minimum of Rs. 3 lakhs were spent in the previous year

Rs. 99 for every redemption request that you place.

3.5% + GST

3.6% per month (45% annually)

1% fuel surcharge waiver applicable on every fuel transaction between Rs. 500 to Rs. 4,000 (maximum waiver of Rs. 250 in a month).

2.5% of the amount withdrawn or Rs. 500 (whichever is higher)

Product Details :-

Gift voucher (worth Rs. 3,000) as a welcome offer upon card issuance.
You will earn 10 Reward Points for every Rs. 100 spent on dining, movies, groceries, and departmental store purchases.
For other retail spends, get 2 RPs on every transaction of Rs. 100.
The e-Gift Voucher is worth Rs. 7,000 from Yatra or Pantaloons, and it costs Rs. 5 lakh in a year.
A Pizza Hut e-voucher worth Rs. 1,000 on spending Rs. 50,000 in a calendar quarter.
The renewal fee was waived on an expenditure of Rs. 3 lakhs or more in the last year.
4 complimentary international airport lounge access every year (max 2 per quarter).
8 complimentary domestic airport lounge access every year (max 2 in a quarter).
Up to 15% discount on the finest available room rates at Lalit and F&B hotels (only available for MasterCard variant).
Up to 10% off on Hertz car rental and get up to 35% off on Avis Car Rentals (for Visa card variant only).
Enjoy exclusive benefits across 900 extravagant hotels. (only for the Visa variant).
20 Reward points for every spend of Rs. 100 on birthday (max cap of 2,000 Reward Points on birthday spends).

Pros/Cons :-

This card provides eight complimentary visits to domestic lounges and 4 to international terminals.
With the card, you get an attractive welcome benefit of gift vouchers worth Rs. 3,000 to numerous popular brands like Hush Puppies and Bata.

The card’s Reward Rate is poor, with 4 Reward Points equal to 1 Re.
For the waiver of the annual renewal fee, you would have to spend Rs. 3 lakhs which is quite high.