Welcome Benefits :- Cardholders who spend ₹60,000 within 60 days of receiving their card will receive a welcome gift of 3,000 Travel Credits.​

​

Rewards & Benefits :- 

Movie & Dining

N/A

​

Rewards Rate

Get 4 Travel Credits for every ₹200 spent on travel and 2 Travel Credits for every ₹200 on other expenses.

​

Reward Redemption

Convert Travel Credits into air miles, hotel points, travel bookings, etc.

​

Travel 

Get a complimentary Priority Pass Membership worth $99.

​

Domestic Lounge Access

8 complimentary domestic airport lounge access per year.

​

International Lounge Access

4 complimentary international airport lounge access per year.

​

Fees & Charges :- 

Spend-Based Waiver

Renewal fee can be waived by spending Rs. 10 lakh in a card anniversary year

​

Rewards Redemption Fee

Rs. 99 for every redemption request that you place.

​

Foreign Currency Markup

3.5% + GST

​

Interest Rates

3.6% per month (45% annually)

​

Fuel Surcharge

1% Fuel surcharge waiver on fuel transactions between ₹500 to ₹4000.

​

Cash Advance Charges

Higher of Rs. 500 or 2.5% of the amount withdrawn.

​

Product Details :- 

• 3,000 Travel Credits will be credited to the cardholder’s account as a welcome gift.

• People will get 1 additional domestic airport lounge visit on spending more than ₹1 lakh through MILES Credit Card.

• Earn 5,000 Bonus Travel Credits on annual spends of ₹5 Lakh.

​

Pros/Cons :-

​

Pros

• Eight domestic airport lounge access per year and two international airport lounge access per quarter to SBI MILES PRIME Credit Cardholders.

• 2.5% foreign currency mark-up charge on international usage.

• Enjoy 1000+ airport lounge access worldwide with the complimentary Priority Pass membership.

​

Cons

• Absence of cashback or discount on movies or dining.

• Limited rewards on non-flying expenses.