Cards

IDFC FIRST Power Plus Credit Cards

Live Apply Process

Welcome Benefits :-

You get a gift voucher worth ₹500 as an introductory benefit on spending ₹5,000 or above within 30 days of card issuance.
Also, you get a 5% cashback on EMI transactions up to ₹1,000 within 30 days of card issuance using this credit card.

Rewards & Benefits :-

Movie & Dining

25% off on movie tickets up to ₹100 once per month.

Rewards Rate

30X Reward Points on HPCL Fuel up to 2,400 Reward Points. You can save up to 5% as rewards on grocery and utility expenses, up to 5% as a reward on IDFC FIRST FASTag recharges (max ₹1,000 per month), and 3X rewards on all other retail transactions.

Reward Redemption

1 Reward point = ₹0.25 for redemption. These reward points can be redeemed at the Poshvine reward portal or at exclusive merchant stores.

Travel

Complimentary domestic airport lounge access once every quarter and complimentary roadside assistance worth ₹1,399 four times a year.

Domestic Lounge Access

1 Complimentary Domestic Lounge Access Every Quarter (4 Each Year)

International Lounge Access

N/A

Fees & Charges :-

Spend-Based Waiver

₹1,50,000 spent in the previous year.

Rewards Redemption Fee

Rs. 99 for every redemption request that you place.

Foreign Currency Markup

1.99%

Interest Rates

Ranges between 0.75% to 3.5% per month based upon the credit history of the individual

Fuel Surcharge

N/A

Cash Advance Charges

Rs. 199 per transaction

Product Details :-

Save up to 6.5% on fuel spends with this credit card.
Save up to 5% as a reward on utility and grocery bills (max cap. ₹2,000 per month)
Save up to 5% as rewards on IDFC FIRST FASTag recharge (max cap ₹1,000 per month)
Get 3X rewards on all other miscellaneous retail transactions.
Complimentary domestic airport lounge access per quarter (minimum monthly spending of ₹20,000)
Get up to 25% off on movie tickets (₹100 max cap per month)