Cards

IDFC FIRST Select Credit Cards

Live Apply Process

Welcome Benefits :-

You will get up to ₹250 cash back on your 1st HPCL fuel transaction above ₹250.
Get up to 5% cashback (up to ₹1,000 capped) on the transaction value of the first EMI.

Rewards & Benefits :-

Movie & Dining

N/A

Rewards Rate

Save up to 5% on your fuel spending. Save 2.5% as a reward on your utility and grocery expenses. 2.5% as a reward on your IDFC FASTag recharge. 2x rewards on all other retail spend.

Reward Redemption

ou can pay for both online and offline transactions at select merchants instantly with your Reward Points. Redeem reward points for membership and gift vouchers of your favorite brands or for products on IDFC Bank’s Reward Redemption Catalog portal.

Travel

Complimentary roadside assistance worth ₹1,399

Domestic Lounge Access

N/A

International Lounge Access

N/A

Fees & Charges :-

Spend-Based Waiver

Renewal fee is waived on spending ₹50,000 in the card anniversary year

Rewards Redemption Fee

Rs. 99 for every redemption request that you place.

Foreign Currency Markup

1.99%

Interest Rates

Ranges between 0.75% to 3.5% per month based upon the credit history of the individual

Fuel Surcharge

1% surcharge waived on all fuel purchases at all petrol pumps across India subject to a maximum amount of Rs. 100.

Cash Advance Charges

Rs. 199 per transaction

Product Details :-

Save up to 5% on fuel expenses up to a maximum of ₹5,000 per month.
Save up to 2.5% on utility expenses and grocery spends up to a maximum of ₹4,000 per month.
Save up to 2.5% on IDFC FASTag recharge up to a maximum of ₹2,000 per month.
2x reward points on other retail spend.
Get cashback up to ₹250 on your 1st HPCL transaction of at least ₹250 or more.
Get 50% off on Rental Cars with Europcar and Eco Rent-A-Car.
Complimentary roadside assistance worth ₹1,399.
Personal accident insurance cover worth ₹2 Lakhs.
Refer friends for the card and earn a maximum of 10,000 Rewards.