IDFC FIRST Select Credit Cards
Welcome Benefits :-
-
You get a gift voucher worth ₹500 as an introductory benefit on spending ₹5,000 or above within 30 days of card issuance.
-
Also, you get a 5% cashback on EMI transactions up to ₹1,000 within 30 days of card issuance using this credit card.
​
Rewards & Benefits :-
Movie & Dining
Buy One Get One offer on movie tickets up to Rs. 250 on the Paytm app, twice every month, and up to 20% discount on over 1,500 restaurants
​
Rewards Rate
3X RPs/₹150 Spent Upto Monthly Spends of ₹20,000. 10X Reward Points After Incremental Spends of ₹20,000.
​
Reward Redemption
1 Reward point = ₹0.25 for redemption. These reward points can be redeemed at the Poshvine reward portal or at exclusive merchant stores.
​
Travel
Complimentary Spa Access at Popular Airports and Free Railway Lounge Access
​
Domestic Lounge Access
Up to 2 Free Visits to Domestic Airport Lounges Per Quarter
​
International Lounge Access
Up to 2 Complimentary International Lounge Visits Per Quarter
​
Fees & Charges :-
Spend-Based Waiver
NA
​
Rewards Redemption Fee
Rs. 99 for every redemption request that you place.
​
Foreign Currency Markup
1.99%
​
Interest Rates
Ranges between 0.75% to 3.5% per month based upon the credit history of the individual
​
Fuel Surcharge
1% Waiver Upto ₹400 Each Month for Fuel Transactions Between ₹200 and ₹5,000
​
Cash Advance Charges
Rs. 199 per transaction
​
Product Details :-
-
A lifetime free card with exciting privileges.
-
Gift voucher worth ₹500 on spending ₹5,000 within 30 days and a 5% cashback on the first EMI transaction performed within 30 days of card setup.
-
10x Reward Points on large spends of ₹20,000 or more.
-
10x Reward Points on all transactions on your birthday.
-
Low-interest rate (0.75% – 3.5%) and low foreign currency markup (1.5%).
-
Two complimentary airport lounge access and spa visits every quarter.
-
Up to 2 complimentary rounds of golf every month on spending ₹20,000 monthly.
-
Air accident coverage is worth ₹1 crore, and personal accident coverage is worth ₹10 lakh.
​
​
-
Joining Fee Nil
-
Renewal Fee Nil
-
Best Suited For Travel | Shopping | Movies
-
Reward Type Reward Points
-
Welcome Benefits Vouchers worth ₹500 on spends of ₹5,000...