Welcome Benefits :- 

• Spending ₹500 or more on any four transactions within the first 60 days of card issuance would yield a cashback of ₹500 on each transaction, for a total cashback of ₹2,000.

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Rewards & Benefits :- 

Movie & Dining

BOGO on Movie Ticket Bookings Upto ₹400 With BookMyShow, Twice Each Month (Annual Benefit - ₹9,600)

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Rewards Rate

10X Reward Points/₹150 on Incremental Spends Above ₹20,000 Per Statement Cycle. 5X Reward Points/₹150 on Spends Upto ₹20,000. 3X RPs Are Also Awarded for Rent, Wallet Load, Education, and Government Transactions

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Reward Redemption

1 Reward point = ₹0.25 for redemption. These reward points can be redeemed at the Poshvine reward portal or at exclusive merchant stores.

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Travel 

4 Complimentary Railway Lounge Access Each Quarter, 16 Each Year (For Both Primary and Add-On Cardholders)​

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Domestic Lounge Access

4 Complimentary Lounge Access Each Quarter

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International Lounge Access

2 Complimentary Lounge Access Each Quarter

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Fees & Charges :- 

Spend-Based Waiver

NA

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Rewards Redemption Fee

Rs. 99 for every redemption request that you place.

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Foreign Currency Markup

1.99% 

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Interest Rates

Monthly Rate 0.75% to 3.65% and Annual Rate 9% to 43.8%

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Fuel Surcharge

1% surcharge waived on all fuel purchases at all petrol pumps across India subject to a maximum amount of Rs. 400.

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Cash Advance Charges

Rs. 199 per transaction

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Product Details :- 

• Ashva Credit Card is a rewarding card from IDFC First Bank. It is available in the metal variant.

• Free movie tickets worth ₹400 are offered on bookings made with BookMyShow. This benefit is available twice each month.

• Primary and add-on cardholders are offered free domestic and international airport lounge access with the Ashva Card.

• Spend-based golfing privileges are available with this card.

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Pros/Cons :-

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Pros

• From domestic airports to international ones and even railway lounges across India, this card offers complimentary lounge access everywhere.

• With so many complimentary services and the added advantage of Visa Infinite, this card comes at an affordable fee of ₹2,999.

Cons

• To fully take advantage of this card, you would need to spend more than ₹20,000 each month. Only when such spending is achieved can you earn 10X Reward Points and get access to free airport lounge visits. So those who can’t accomplish the spend of ₹20,000 month after month cannot fully experience the reward and privileges of this card.

• This card does not offer a spend-based annual fee waiver. Instead, you would need to pay the fee each year. Cardholders won’t be eligible for any renewal benefit also. All they can get is an annual benefit of ₹1,875 on spending ₹8 lakh in a year.