Welcome Benefits :- 

• Cardholders must complete four transactions of ₹1,000 or more within 60 days of card generation to receive ₹1,000 cashback on each transaction. The maximum cashback amount is ₹4,000.

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Rewards & Benefits :- 

Movie & Dining

BOGO on Movie Tickets Upto ₹500. This Can Be Availed Twice Each Month

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Rewards Rate

10X Reward Points/₹150 on Incremental Spends Above ₹20,000 Per Statement Cycle. 5X Reward Points/₹150 on Spends Upto ₹20,000. 3X RPs Are Also Awarded for Rent, Wallet Load, Education, and Government Transactions

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Reward Redemption

1 Reward point = ₹0.25 for redemption. These reward points can be redeemed at the Poshvine reward portal or at exclusive merchant stores.

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Travel 

4 Complimentary Railway Lounge Access Each Quarter

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Domestic Lounge Access

4 Free Visits Across the Country Each Quarter, 16 in a Year

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International Lounge Access

4 Free Visits Each Quarter, 16 in a Year

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Fees & Charges :- 

Spend-Based Waiver

NA

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Rewards Redemption Fee

Rs. 99 for every redemption request that you place.

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Foreign Currency Markup

Zero

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Interest Rates

Ranges between 0.75% to 3.5% per month based upon the credit history of the individual

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Fuel Surcharge

1% Fuel Surcharge Waiver on Transactions Between ₹200 and ₹5,000 (Maximum ₹500 Per Statement Cycle)

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Cash Advance Charges

Rs. 199 per transaction

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Product Details :- 

• The Mayura Credit Card is a premium credit card that comes at a fee of ₹5,999.

• This card offers 10X Reward Points on incremental spends of ₹20,000 or above.

• Cardholders can access both international and domestic airport lounges with this card.

• Only those with an income of ₹25 lakh or above can avail of this credit card.

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Pros/Cons :-

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Pros

• This is a highly beneficial credit card for those who often travel and are seeking a decent card with airport lounge access.

• There is a Trip Cancellation Cover worth ₹50,000 with the Mayura Card.

Cons

• The reward rate could have been better, but it’s the same as that of the Ashva Credit Card.

• There are no worthwhile renewal benefits or spend-based annual fee waivers with this card. Making it rewarding only for the first year.