Live Apply Process

Welcome Benefits :- ​

• You get complimentary gift vouchers/loyalty program membership as a joining benefit within 45 days of realizing your card membership.

Tata CliQ VoucherRs.           3,000

Croma VoucherRs.               1,500

EaseMyTrip VoucherRs.       4,000

Uber VoucherRs.                 1,000

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• Apart from this, with the American Express variant of the card, you can fetch a cashback worth Rs. 750 on spending a minimum of Rs. 20,000 within 60 days of card issuance.

Rewards & Benefits :- 

Movie & Dining

Get Rs. 500 off on the second movie or event ticket when you buy one ticket from Book My Show.

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Rewards Rate

On every Rs. 100 spent, get 4 Reward Points per Rs. 100 spent on international purchases & 2 Reward Points on domestic purchases.

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Reward Redemption

Redeem reward points earned for cash back or gifts at a rate of 1 RP = Re. 0.25.

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Travel 

Complimentary Domestic &  International Airport Lounge visits and complimentary Spa Sessions at select Domestic airports under the Dreamfolks Membership Programme.

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Domestic Lounge Access

2 complimentary domestic lounge visits with the MasterCard & Amex variant each, and 4 complimentary domestic lounge access with the Visa variant.

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International Lounge Access

2 complimentary International Airport Lounge Access every year through the Dreamfolks membership.

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Fees & Charges :- 

Spend-Based Waiver

Renewal fee waiver on spending Rs 6 Lakhs annualy.

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Rewards Redemption Fee

Rs. 99 for every redemption request that you place.

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Foreign Currency Markup

3.5% + GST

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Interest Rates

3.6% per month (45% annually)

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Fuel Surcharge

1% fuel surcharge waiver on transcations done at HPCL fuel stations.

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Cash Advance Charges

Higher of Rs. 300 or 2.5% of the amount withdrawn.

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Product Details :- 

• Joining benefits worth more than Rs. 9,000.

• You can earn up to 4 Reward Points for every Rs 100 you spend on international purchases and 2 Reward Points per Rs 100 you spend on domestic purchases.

• 1 Reward Points for every Rs. 100 you incur on insurance and utility categories.

• Up to 20,000 bonus Reward Points every year under the Milestone Reward Program.

• (Buy 1 Get 1 Free Offer) BOGO on movie tickets on BookMyShow.

• Get complimentary lounge access within and outside India and have spa sessions at selected domestic airports.

• With the ICICI Sapphiro Credit Card, you can enjoy complimentary golf sessions up to four times a month at some of the finest golf courses worldwide.

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