ICICI Bank Amazon Pay Credit Cards
Welcome Benefits :-
This welcome benefit is applicable twice.
-
Get 50% cashback up to Rs. 100 for prepaid recharges.
-
Get 100% cashback up to Rs. 200 on shopping with Amazon.
-
Get 25% cashback up to Rs. 350 for postpaid recharges.
-
Get 20% cashback up to Rs. 250 for electricity bill payments.
-
Get 25% cashback up to Rs. 200 for DTH recharge.
-
Get 25% cashback up to Rs. 400 for broadband recharge.
-
Get 10% cashback up to Rs. 250 for gas cylinder booking. This welcome benefit is applicable twice.
​
Rewards & Benefits :-
Movie & Dining
A minimum of 15% discount on dining bills at restaurants participating in the Culinary Treats program
​
Rewards Rate
5% cashback on Amazon purchases for Prime members and 3% cashback for Non-Prime members, 2% cashback on partner brands & 1% cashback on all other payments except fuel purchases
​
Reward Redemption
Reward Points earned transferred to Amazon Pay balance at the end of the payment cycle. 1 Reward Point = Re. 1
​
Travel
N/A
​
Domestic Lounge Access
N/A
​
International Lounge Access
N/A
​
Fees & Charges :-
Spend-Based Waiver
N/A​
​
Rewards Redemption Fee
Nil
​
Foreign Currency Markup
3.5% + GST
​
Interest Rates
3.6% per month (45% annually)
​
Fuel Surcharge
1% fuel surcharge is waived at all petrol stations across India.
​
Cash Advance Charges
Higher of Rs. 300 or 2.5% of the amount withdrawn.
​
Product Details :-
-
Amazon Prime users get 5% cashback on all purchases made on Amazon.
-
Non-Prime users get 3% cashback on Amazon.
-
Additional cashback on Amazon is applicable only for purchases made on Amazon India (amazon.in).
-
2% cashback at over 100 partner merchants using this card on Amazon Pay.
-
1% cashback on other retail transactions.
-
Reward Points are transferred as cashback to the Amazon Pay balance.
-
No expiry date of Reward Points earned on the card transferred as Amazon Pay balance.
​
Pros/Cons :-
​
Pros
-
This card is most useful to Amazon loyalist who fulfil their online shopping via Amazon.
-
Enjoy 15% off at over 2,500 restaurants in India with the Culinary Treats Program of ICICI Bank.
-
There is no max capping on the Amazon Pay balance that can be earned as cashback on your card.
Cons
-
This card is mainly for shopping with Amazon it does not provide other benefits like lounge access or entertainment benefits.
-
If you shop on platforms other than Amazon then this card would not be most useful for you. If you prefer Flipkart over Amazon then check out the Flipkart Axis Bank Credit Card.
-
The ICICI Amazon Credit Card offers a high reward rate of 5% on Amazon to Prime members, however, the reward rate on Amazon for non-Prime members is just 3%.
-
Joining Fee Nil
-
Renewal Fee Nil
-
Best Suited For Shopping
-
Reward Type Cashback
-
Welcome Benefits Free 3-Month Prime Membership and Cashback...