Welcome Benefits :- ​N/A

​

Rewards & Benefits :- 

Movie & Dining

Up to 15% off on dining through the ICICI Bank Culinary Treats Programme.

​

Rewards Rate

2 Reward Points on every retail spend of Rs. 100

​

Reward Redemption

The Reward Points can be redeemed against cashback or gifts.

​

Travel 

Accelerated EDGE Mile Earning

​

Domestic Lounge Access

8 per annum with Silver Tier, 12 per annum with Gold Tier and 18 per annum with Platinum Tier

​

International Lounge Access

4 per annum under Silver Tier, 6 per annum under Gold Tier and 12 per annum under Platinum Tier

​

Fees & Charges :- 

Spend-Based Waiver

N/A​

​

Rewards Redemption Fee

Rs. 99 for every redemption request that you place.

​

Foreign Currency Markup

3.5% + GST

​

Interest Rates

3.6% per month (45% annually)

​

Fuel Surcharge

1% fuel surcharge waiver on transcations done at HPCL fuel stations.

​

Cash Advance Charges

Higher of Rs. 300 or 2.5% of the amount withdrawn.

​

Product Details :- 

• Earn 2 Reward Points for every Rs. 100 spent on retail transactions.

• Earn 1 Reward Point on every Rs. 100 spent on insurance & utilities.

• 1% fuel surcharge waiver specifically at all HPCL pumps.

• Exciting discount offers on dining through the Culinary Treats Programme.

• Spend-based waiver of the annual fee.

​

Pros/Cons :-

​

Pros

• You will receive 2,500 EDGE Miles as a welcome bonus, which can be redeemed for travel and other benefits later.

Cons

• The Axis Bank Atlas Credit Card doesn’t include any golf benefits.

• Unfortunately, this credit card does not offer any insurance benefits.