Welcome Benefits :- N/A​

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Rewards & Benefits :- 

Movie & Dining

NA

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Rewards Rate

5% of spends as Fuel Points at IndianOil outlets, groceries, and bill payments, 1 Fuel Point on every Rs. 150 spent on all other purchases, reward rate of up to 4.8%

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Reward Redemption

Fuel Points redeemable for Free Fuel using the complimentary IndianOil XTRAREWARDS Program (IXRP) membership at IndianOil outlets (1 FP = 96 Paise), through net-banking towards catalog products (1 FP = 20 Paise) and as cashback on the credit card (1 FP = 20 Paise)

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Travel 

N/A

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Domestic Lounge Access

NA

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International Lounge Access

NA

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Fees & Charges :- 

Spend-Based Waiver

The renewal fee will be waived on spends of Rs. 50,000

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Rewards Redemption Fee

Rs 99 per redemption request

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Foreign Currency Markup

3.5% + GST

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Interest Rates

3.6% per month (or 43.2% per annum)

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Fuel Surcharge

On a minimum fuel transaction of Rs. 400, you will get a fuel surcharge waiver of 1%.

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Cash Advance Charges

Higher of 2.5% of the amount withdrawn or Rs. 500.

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Product Details :- 

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• Complimentary IndianOil XTRAREWARDS Program membership.

• Renewal fee waiver on annual spends of Rs 50,000 and above in the previous year.

• 5% of spends as Fuel Points at IndianOil outlets, groceries, and bill payments.

• 1 Fuel Point on every Rs 150 spent on all other purchases.

• Up to 50 liters of free fuel annually using an IndianOil HDFC Bank credit card.

• A fuel surcharge of 1% is waived on all fuel transactions at all fuel stations across India.

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