Welcome Benefits :- 

• You will receive welcome benefits worth ₹600 with this credit card. To be eligible for cashback, you need to make transactions of at least ₹100.

Rewards & Benefits :- 

Movie & Dining

Up to 15% off at partner restaurants under Axis Bank's exclusive Dining Delights program

​

Rewards Rate

5% cashback on Flipkart, 4% cashback on preferred partners (Swiggy, Uber, PVR, and cult.fit), and 1% cashback on all other spends.

​

Reward Redemption

N/A​

​

Travel 

Accelerated Cashback (4%) on Uber Rides

​

Domestic Lounge Access

1 Free Domestic Airport Lounge Access Every Quarter (4 Each Year)

​

International Lounge Access

N/A

​

Fees & Charges :- 

Spend-Based Waiver

Annual fee waived on spends of Rs. 3.5 lakhs

​

Rewards Redemption Fee

Nil

​

Foreign Currency Markup

3.5% + GST

​

Interest Rates

3.6% per month (45% annually)

​

Fuel Surcharge

1% surcharge for fuel purchases between Rs. 400 & Rs. 4,000 (max waiver capped at Rs. 400/month).

​

Cash Advance Charges

Higher of 2.5% of the amount withdrawn or Rs. 500.

​

Product Details :- 

• Welcome gifts worth Rs. 600.

• 5% cashback on Flipkart.

• 4% cash back on preferred partners, including Swiggy, Uber, PVR, and cult.fit

• 1% cashback on all other retail spends (with a few exceptions).

• 4 complimentary airport lounge access within India on spends of Rs. 50,000 in the previous three months.

• 1% fuel surcharge waiver across petrol pumps in India for purchases worth Rs. 400 and Rs. 4,000. The maximum waiver is Rs. 400 per statement cycle.

​

Pros/Cons :-

​

Pros

• Flipkart Axis Bank Credit Card offers a very good reward rate of 5% on all spends on the e-commerce website Flipkart. Apart from Flipkart, you also get a good reward rate of 4% on spends at partner merchants, including famous names like Swiggy, Uber, PVR, and cult.fit.

• Another advantage of the Flipkart Axis Credit Card limit is that the card rewards you with cashback, which is directly adjusted against the card’s statement balance every month. Also, there is no upper limit on the amount of cashback that can be earned on the Flipkart Axis Bank Credit Card in a given month.

Cons

• Flipkart Axis Bank Credit Card is definitely one of the best credit cards as far as online shopping is concerned, mainly if you prefer Flipkart for most of your purchases. You also get a cashback of 4% on online food delivery via Swiggy and on Uber rides. However, if you are someone who loves shopping offline at shopping malls or other small retail stores, Flipkart Axis Card is not the best pick for you as you get a cashback of 1% on offline spends.

• Flipkart Axis Bank Credit Card does not offer any insurance benefits like air accident cover or cover against loss/delay of luggage.